Comprehensive finance solutions tailored to your unique needs and goals
2025 MFAA Award Winners
How Can We Help You?
Comprehensive finance solutions tailored to your unique needs and goals
Home Loans & Investment Loans
Competitive rates and flexible terms for your dream home or investment property
Business Loans & Asset Finance
Tailored financing solutions to grow your business and acquire essential assets
SMSF Loans
Specialized lending for Self-Managed Super Fund property investments
Medical & Dental Practice Loans
Competitive rates and flexible terms for your dream home or investment property
Refinancing Options
Tailored financing solutions to grow your business and acquire essential assets
Free Consultation
Specialized lending for Self-Managed Super Fund property investments
Meet the Founder
Leadership driven by excellence and client success
Nirosh Weerasinghe
Director, Finance Circle Group
Nirosh has been recognized with the prestigious 2025 MFAA Award for Customer Service Excellence, reflecting his unwavering commitment to delivering exceptional client outcomes.
With years of expertise in finance and wealth management, Nirosh leads our team in providing client-first solutions that turn financial goals into reality. His personalized approach and deep industry knowledge have helped countless clients secure their financial future.
Under his leadership, Finance Circle Group has become a trusted partner for healthcare professionals, property developers, and franchisees across Australia.
Client Excellence Rating
Why Clients Love Working With Us
Experience the difference that personalized service and industry expertise make to your financial journey
Access to 20+ Lenders
We work with major banks and specialist lenders to find you the best rates and terms available in the market.
Personalised Strategies
Tailored finance solutions designed around your personal and business goals, not one-size-fits-all products.
Trusted by Professionals
Preferred by healthcare professionals, property developers, and franchisees for our expertise and reliability.
What Our Clients Say
Real experiences from satisfied clients who achieved their financial goals
What Our Clients Say
Real experiences from satisfied clients who achieved their financial goals
"So happy that I chose Chamila as my broker... quick and hassle free."
"Rajat was phenomenal — went above and beyond to make my dream a reality."
"Justin and the team were incredibly supportive throughout my journey."
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Home Loan Calculators
Use our free calculators to estimate your borrowing power, repayments, and associated costs
Lenders We Work With
Access to Australia’s leading financial institutions ensures we find you the most competitive rates and terms
20+ lenders and growing — ensuring you get the best deal available
Locations We Serve
Providing expert finance services across Melbourne and regional Victoria
Melbourne CBD
Central business district services
South Eastern Suburbs
Serving Melbourne’s south-east region
Geelong & Regional Victoria
Serving the greater Geelong region
Northern Suburbs
Comprehensive northern region coverage
Western Suburbs
Supporting Melbourne's western growth corridors
Head Office - Carlton
Suite 92, 135 Cardigan St, Carlton VIC 3053
Frequently Asked Questions
Get answers to common questions about our services and the lending process
What is a mortgage broker?
A mortgage broker is a licensed professional who acts as an intermediary between you and lenders. We compare loan products from multiple lenders to find the best rates and terms for your specific situation, saving you time and potentially money.
How do I know which loan is right for me?
Our experienced team conducts a comprehensive assessment of your financial situation, goals, and preferences. We consider factors like your income, expenses, deposit size, employment type, and future plans to recommend the most suitable loan products.
How much can I borrow
Your borrowing capacity depends on various factors including your income, existing debts, living expenses, employment history, and the deposit you have. Use our borrowing power calculator for an estimate, or contact us for a detailed assessment.
How long does loan approval take?
Loan approval timeframes vary depending on the lender and complexity of your application. Generally, it takes 7-14 days for conditional approval and 4-6 weeks for unconditional approval. We work to expedite the process wherever possible.
Do I have to pay for your services
No, our services are free to you. We receive a commission from the lender when your loan settles, so there’s no cost for our advice, application assistance, or ongoing support.
Can you help with refinancing
Absolutely! We regularly review our clients’ loans to ensure they remain competitive. If we find a better deal, we can help you refinance to save money on interest rates, fees, or loan features.